Corpay Valuation

CPAY Stock   350.42  3.22  0.93%   
At this time, the firm appears to be undervalued. Corpay Inc shows a prevailing Real Value of USD379.89 per share. The current price of the firm is USD350.42. Our model approximates the value of Corpay Inc from analyzing the firm fundamentals such as Current Valuation of 31.93 B, profit margin of 0.24 %, and Return On Equity of 0.29 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Corpay's valuation include:
Price Book
6.2898
Enterprise Value
31.9 B
Enterprise Value Ebitda
13.6536
Price Sales
5.4452
Forward PE
11.7371
Undervalued
Today
350.42
Please note that Corpay's price fluctuation is very steady at this time. Calculation of the real value of Corpay Inc is based on 3 months time horizon. Increasing Corpay's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Corpay is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Corpay Stock. However, Corpay's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  350.42 Real  379.89 Target  384.71 Hype  346.78 Naive  358.67
The intrinsic value of Corpay's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Corpay's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
312.48
Downside
379.89
Real Value
382.68
Upside
Estimating the potential upside or downside of Corpay Inc helps investors to forecast how Corpay stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Corpay more accurately as focusing exclusively on Corpay's fundamentals will not take into account other important factors:
Earnings
Estimates
LowProjectedHigh
5.365.465.52
Details
Hype
Prediction
LowEstimatedHigh
343.99346.78349.57
Details
Naive
Forecast
LowNext ValueHigh
355.88358.67361.46
Details
17 Analysts
Consensus
LowTarget PriceHigh
350.09384.71427.03
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Corpay's intrinsic value based on its ongoing forecasts of Corpay's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Corpay's closest peers.

Corpay Cash

2.62 Billion

Corpay Revenue by Product

Corpay Total Value Analysis

Corpay Inc is currently forecasted to have valuation of 31.93 B with market capitalization of 24.66 B, debt of 10 B, and cash on hands of . Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Corpay fundamentals before making equity appraisal based on enterprise value of the company

Corpay Investor Information

About 95.0% of the company shares are held by institutions such as insurance companies. The company has Price/Earnings To Growth (PEG) ratio of 0.9. Corpay Inc recorded earning per share (EPS) of 15.02. The entity had not issued any dividends in recent years. Based on the key measurements obtained from Corpay's financial statements, Corpay Inc may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.470.431
Significantly Up
Pretty Stable
Total Cash From Operating Activities1.2 B1.5 B
Significantly Down
Slightly volatile
Operating Income1.2 BB
Way Down
Slightly volatile

Corpay Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Corpay has an asset utilization ratio of 17.14 percent. This suggests that the Company is making USD0.17 for each dollar of assets. An increasing asset utilization means that Corpay Inc is more efficient with each dollar of assets it utilizes for everyday operations.
 
Yuan Drop
 
Covid
 
Interest Hikes

Corpay Profitability Analysis

Based on the key profitability measurements obtained from Corpay's financial statements, Corpay Inc is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in March. Profitability indicators assess Corpay's ability to earn profits and add value for shareholders.
 
Net Income  
First Reported
2013-03-31
Previous Quarter
277.9 M
Current Value
264.5 M
Quarterly Volatility
72.7 M
 
Yuan Drop
 
Covid
 
Interest Hikes
At this time, Corpay's Pretax Profit Margin is fairly stable compared to the past year. Operating Profit Margin is likely to rise to 0.47 in 2026, whereas Gross Profit is likely to drop slightly above 2.2 B in 2026.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.870.6991
Fairly Up
Slightly volatile
Net Profit Margin0.320.2362
Significantly Up
Slightly volatile
Operating Profit Margin0.470.431
Significantly Up
Pretty Stable
Pretax Profit Margin0.420.3404
Fairly Up
Slightly volatile
Return On Assets0.06530.0405
Way Up
Pretty Stable
Return On Equity0.190.2755
Way Down
Slightly volatile
For Corpay profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Corpay Inc to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Corpay utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Corpay's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Corpay over time as well as its relative position and ranking within its peers.

Corpay Earnings per Share Projection vs Actual

The next projected EPS of Corpay is estimated to be 5.46 with future projections ranging from a low of 5.36 to a high of 5.52. Corpay's most recent 12-month trailing earnings per share (EPS TTM) is at 15.02. Please be aware that the consensus of earnings estimates for Corpay Inc is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Corpay is projected to generate 5.46 in earnings per share on the 31st of March 2026. Corpay earnings estimates show analyst consensus about projected Corpay EPS (Earning Per Share). It derives the highest and the lowest estimates based on Corpay's historical volatility. Many public companies, such as Corpay, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

Corpay Earnings Estimation Breakdown

The calculation of Corpay's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Corpay is estimated to be 5.46 with the future projection ranging from a low of 5.36 to a high of 5.52. Please be aware that this consensus of annual earnings estimates for Corpay Inc is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
6.04
5.36
Lowest
Expected EPS
5.46
5.52
Highest

Corpay Earnings Projection Consensus

Suppose the current estimates of Corpay's value are higher than the current market price of the Corpay stock. In this case, investors may conclude that Corpay is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Corpay's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
1596.08%
6.04
5.46
15.02

Corpay Ownership Allocation

Corpay holds a total of 69.96 Million outstanding shares. The majority of Corpay Inc outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Corpay Inc to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Corpay. Please pay attention to any change in the institutional holdings of Corpay Inc as this could imply that something significant has changed or is about to change at the company. On October 3, 2025, Representative Ro Khanna of US Congress acquired under $15k worth of Corpay Inc's common stock.

Corpay Profitability Analysis

The company reported the previous year's revenue of 4.53 B. Net Income was 1.07 B with profit before overhead, payroll, taxes, and interest of 3.56 B.

About Corpay Valuation

Our relative valuation model uses a comparative analysis of Corpay. We calculate exposure to Corpay's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Corpay's related companies.
Last ReportedProjected for Next Year
Gross Profit3.2 B2.2 B
Pretax Profit Margin 0.34  0.42 
Operating Profit Margin 0.43  0.47 
Net Profit Margin 0.24  0.32 
Gross Profit Margin 0.70  0.87 

Corpay Quarterly Retained Earnings

10.26 Billion

Corpay Growth Indicators

Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
Common Stock Shares Outstanding71.1 M
Quarterly Earnings Growth Y O Y0.09
Forward Price Earnings11.7371

Corpay Current Valuation Indicators

Valuation refers to the process of determining the present value of Corpay Inc and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Corpay we look at many different elements of the entity such as Corpay's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Corpay, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Corpay's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Corpay's worth.

Additional Tools for Corpay Stock Analysis

When running Corpay's price analysis, check to measure Corpay's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Corpay is operating at the current time. Most of Corpay's value examination focuses on studying past and present price action to predict the probability of Corpay's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Corpay's price. Additionally, you may evaluate how the addition of Corpay to your portfolios can decrease your overall portfolio volatility.